Author Archives 
Nick is a very experienced Chartered Financial Planner and was the previous Chairman of the Society of Financial Advisers (SOFA). He is an Associate of the Personal Finance Society (APFS) and an Associate of the Institute of Financial Planning (AIFP) by examination. In 2006 he graduated from Napier University with a BA Honours degree in Financial Services. Nick has been an independent financial adviser since 1989. He has spent his entire working life in the financial services profession.
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Is it a time for radical pensions change?
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Early access to pension benefits
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Smoke and mirrors
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The real cost of service
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Working as a team
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Investing for distinct and different needs
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Last minute exotic online ISA
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The tone and route map for the future
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It’s a wrap
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IFA of the Year 2010 – a message from Nick
