Author Archives: Nick Bamford

Nick Bamford

About Nick Bamford

Nick Bamford is a very experienced Chartered Financial Planner and was the previous Chairman of the Society of Financial Advisers (SOFA). He is an established Media IFA, appearing on television and radio to discuss personal finance issues. You can call Nick on 01483 274566 or email him at nick@icl-ifa.co.uk.

Advisory or discretionary investment services?

Barclays’ Wealth Division has closed its discretionary fund management service to those clients who have less than £250,000 of assets. …

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Joining the ranks of the silver slugger

Apparently there are now over 1 million people over the age of 65 still working. Leaving aside the fact that …

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Business assets remain business assets on divorce

The BBC are reporting today about the Supreme Court victory of the English estranged wife of a Nigerian oil tycoon. According …

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Go on…take some more of our money!

The Financial Services Compensation Scheme (FSCS) has today announced that it has declared 13 advisory firms “in default” and wants …

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Protecting your pension fund when the lifetime allowance is cut

The lifetime allowance for pensions is being cut from £1.5m to £1.25m on 6th April 2014. With this cut comes …

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UCIS ban on 1st January 2014

The Financial Conduct Authority (FCA) has today announced that with effect from 1st January 2014 it will ban the selling …

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£7bn a year of free babysitting services

It was reported today by the Daily Mail that babysitting grandparents are effectively saving families some £7bn per year. Now …

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What does a FTSE 100 rally really mean?

The FTSE 100 index has rallied strongly today following last week’s sharp falls and that usually gets some media attention. …

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I don’t want to be poor

I recall the saying “I’ve been rich and I’ve been poor, rich is better” but I had to do a …

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The Value of a Light Bulb Moment

One of the delights of the job that I do is witnessing the ‘light bulb moment’. This is when I …

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