We have put together several client case studies which demonstrate our unique approach to the provision of professional independent financial advice.
Managing Investments
Laura received a substantial redundancy settlement and at the same time sold some of the shares she held in her previous employer’s firm. She wondered if she might use some of this capital to fund her future lifestyle and not return to work.
“I needed to know what income I could produce from the money that I had available. Informed Choice was able to give me the reassurance that I needed that I could create enough income from my investments and not take excessive risk to do this.”
Download our Managing Investments case study here
Choices at Retirement
Stephen and Cathie had some important choices to make about how to take the benefits from their various pension plans. Should they take the tax free cash on offer? How should they convert the remaining funds into an income?
“The choice we faced were, to say the least, complex. Fortunately Informed Choice were able to explain those choices, both the advantages and disadvantages, in a clear way that we both understood.”
Download our Choices at Retirement case study here
Pensions and Divorce
When Emma was getting divorced, she came to see us for specialist advice on her pension options. With a lot of money at stake, Emma was worried about not having a big enough share of her husband’s pension funds to secure her retirement income.
“I was so pleased with the advice and service from Informed Choice. They turned my pension worries into financial confidence.”
Download our Pensions & Divorce case study here
Care Fees Planning
Neil and Katrina were sorting things out for their widowed mother who had recently entered a care home. They needed help understanding the options for paying for care fees without depleting the value of their mother’s estate.
“It was a pretty traumatic time with mum going into care, so having Informed Choice on hand to help us structure her finances was invaluable.”
Download our Care Fees Planning case study here
Building a Pension
Katie was introduced to us by her Accountant. She had started in business three years ago and needed advice about four pension plans she had accumulated from previous employment.
“My pension plans were with well known providers, but I had no real strategy for how they were invested or how much I should be saving for my retirement. Informed Choice were able to answer these questions for me.”
Download our Building a Pension case study here
Investing a Trust Fund
Phil, Jennifer, Claire and Sarah were the trustees of a fund created by their late father. Their Solicitor suggested that we discuss how best to invest the monies in order to achieve the trust goals determined by their father.
“Dad wanted the money to generate an income for mum whilst she was alive and then pass capital to our children on her death.”
Download our Investing a Trust Fund case study here
Estate Planning
If there was a league table of taxes people hate, Inheritance Tax would probably be at the top of the list. Most people don’t want to hand their hard earned wealth to the State when they die. This was certainly the case for George and Fiona.
“We wanted to pass as much of our wealth as possible to our children and grandchildren. Whilst we do not think of ourselves as particularly wealthy, we were not happy with the prospect of the government taking a big slice when we die. Informed Choice was able to show us how to keep that to a minimum.”
Download our Estate Planning case study here
Financial Planning
Mark was nearing the end of a successful career but had grown weary of “the daily grind”. He wanted to know if he could spend less time working and more time pursuing his passions in life.
“Informed Choice is extremely diligent in extracting the information necessary for a complete plan, and – most importantly – in thinking about the implications of the information provided.”
